LAUNCH NOTE ·
glidepay is liveon Arc mainnet.
Arc mainnet launched on 16 September 2026. On 24 September, glidepay went live on it. Your balance is now real USDC, EURC and cirBTC: paid by @paytag, confirmed with your PIN, settled on Arc. Still no seed phrase, and still no gas token to buy.
- Live since
- 24 Sep 2026
- Network
- Arc mainnet
- Tokens
- USDC, EURC, cirBTC
- glidepay fee
- None today
Everything live today.With real money.
Everything below works on Arc mainnet now, grouped the way you'll use it.
Pay
Money out, amount first.
Send to anyone
An amount-first keypad. Pay an @paytag, a contact or any 0x address, in USDC, EURC or any token you hold.
Scan to pay
Scan a QR code instead of typing who you’re paying.
A PIN on money out
A 6-digit PIN confirms every payment before it leaves your balance.
Payment threads
Every payment and request with one person as a conversation, with Send and Request buttons in the thread.
Get paid
Money in, without the hex.
Receive
Your Arc address and QR code, easy to share.
Request links and QR
Ask for USDC or EURC with a link and QR code. The payer opens the pay link to pay you.
Request from a person
Send a request straight to someone’s @paytag or email address.
Split a bill
Ask Billy to “split $60 with @a @b”. Equal shares, in USDC or EURC.
Alerts
Push alerts when USDC or EURC arrives on the installed app, plus an in-app notification feed.
Grow & automate
Set a rule once. It runs on its own.
Auto-save
Put a percentage of every payment you receive into Savings.
Scheduled sends
Daily, weekly or monthly payments for rent, allowances and subscriptions.
Balance ceiling
Keep your balance at or under an amount, and sweep the excess into Savings.
Approval rules
Automated payments above an amount you set, or to someone not in your contacts, wait for your approval.
Savings
A separate Savings account on Arc, with its own Circle wallet. Withdraw back anytime.
Move across chains
Swap tokens. Bridge USDC out.
Swap
USDC ↔ EURC ↔ cirBTC through Circle App Kit, at market rate with slippage capped at 3%.
Bridge
Move USDC from Arc to Base, Ethereum, Polygon or Arbitrum over Circle CCTP V2, including to someone else’s address.
Billy
Ask in plain words.
Money moves in the chat
Billy sends, requests, splits, swaps and bridges without leaving the conversation.
A confirm card, every time
Every money move shows a confirm card before anything happens.
Slash commands
For power users who would rather type a command than a sentence.
ALSO LIVE
- Activity with filters
- Search across contacts, @paytags, transactions and actions
- Light and dark themes
- Install to your home screen
Universal Receive.Chain by chain.
The one feature that isn't live yet. Universal Receive gives you a deposit address on other chains, and USDC sent there bridges to your Arc balance automatically over CCTP V2. It isn't live on any chain today. Chains switch on one at a time, and your Receive screen shows a chain's address only once it's enabled.
- Rolling out first

Base
$1 minimum sweep
- Rolling out first

Arbitrum
$1 minimum sweep
- Rolling out first

Polygon
$1 minimum sweep
- Later

Ethereum
$10 minimum sweep
- Not your @paytag
- Senders on other chains will use the deposit address shown in your Receive screen. Each chain has its own address.
- Gas covered
- glidepay covers the gas on the source chain, so you never need ETH or another gas token.
- Minimum sweep
- $10 from Ethereum. $1 from Base, Arbitrum and Polygon.
- Until then
- Add money with USDC or EURC on Arc: from another wallet, an exchange that supports Arc, or another glidepay user.
How your money is protected.Keys never touch the app.
Transactions are signed server-side through Circle's wallet infrastructure. No keys or secrets live in the app, and nothing leaves your balance without your PIN or a rule you set up.
Keys stay with Circle
Your account is a Circle developer-controlled smart account. Circle holds the keys, and they are never shown in the app. There is no seed phrase to lose or leak.
A PIN for money out
Money going out needs your 6-digit PIN. It is stored hashed on the server and never sent to the app.
PIN reset checks your email
Forgot your PIN? Resetting it means re-verifying your email first.
Approvals on automations
Automated payments above an amount you set, or to someone who isn’t in your contacts, wait for your approval.
Scam tokens flagged
Look-alike “USDC” tokens are flagged Possible scam and hidden by default. Unknown tokens are labelled Unverified and never counted in your balance.
Closing takes your PIN
Closing your account needs your PIN and an empty balance, so nothing is left behind by mistake.
Payments on Arc are final. They can't be reversed, so check the @paytag or address on the confirm screen before you enter your PIN.
Circle's rails,from wallet to settlement.
glidepay is the app you tap. Underneath, Circle provides the wallets, the stablecoins, the chain they settle on, and the protocols that move them.
- The chainArc
- Circle’s Layer-1 blockchain for stablecoin payments. USDC is the gas, with sub-second finality.
- Your accountCircle Wallets
- Developer-controlled smart accounts. Circle holds the keys and signs server-side.
- DollarsUSDC
- Circle’s dollar stablecoin. What you hold, send, and pay network fees in.
- EurosEURC
- Circle’s euro stablecoin, valued at the market rate in your balance.
- Cross-chainCCTP V2
- Circle’s Cross-Chain Transfer Protocol. Moves native USDC between Arc and other chains.
- Swap and bridgeApp Kit
- Circle’s toolkit behind Swap and Bridge in the app.
Three steps. No seed phrase.
glidepay works like the payment apps you already use. The crypto parts happen underneath.
Step 1: Sign in with email or Google
A Circle smart account on Arc is created for you at first sign-in. No seed phrase, no browser extension, no keys to write down.
Step 2: Claim your @paytag
Your @paytag is how people pay you, instead of a long 0x address. In a hurry? Skip it and claim it later from Profile.
Step 3: Add money and pay anyone
Two ways to add money:
- Receive USDC or EURC on Arc from another wallet or an exchange that supports Arc. Your address and QR code are in Receive.
- Get paid by another glidepay user.
Then pay anyone by @paytag, contact, 0x address or QR.
FAQ
Have more questions?
Email supportReal money.Sent like a text.Live today.
Sign in with email or Google, claim your @paytag, and make your first payment on Arc mainnet.