Money like a text.On Arc.
A Cash App for stablecoins, now on Arc mainnet. Pay anyone by @paytag, request and split in USDC or EURC, and put savings on autopilot. No seed phrase, no gas token to buy, no jargon.
Runs on Arc. Bridges to four chains.
Real money.Real chains.Running now.
Stablecoins on Arc, sent like a text. Sub-second finality. USDC as gas. Bridges to Base, Ethereum, Polygon and Arbitrum over CCTP V2. The person you pay doesn't need to know what Arc is.
Everything you can do.Live on mainnet.
Every card below works today, with real USDC, EURC and cirBTC on Arc mainnet.
- Pay
Pay by @paytag
Type the amount, pick an @paytag, a contact or a 0x address, and confirm with your PIN. Or scan a QR code.
- Get paid
Request links and QR
Ask for USDC or EURC with a link and QR code, or send the request straight to an @paytag or an email.
- Get paid
Split a bill
Tell Billy “split $60 with @a @b”. It works out equal shares, in USDC or EURC.
- Pay
Payment threads
Every payment and request with one person, laid out as a conversation. Send or request from the thread.
- Move
Swap
USDC, EURC and cirBTC through Circle App Kit, at market rate. Slippage is capped at 3%.
- Move
Bridge
Move USDC from Arc to Base, Ethereum, Polygon or Arbitrum over CCTP V2, including to someone else’s address.
- Save
Auto-save
Pick a percentage. Every payment you receive puts that share into Savings.
- Automate
Scheduled sends
Daily, weekly or monthly payments for rent, allowances and subscriptions.
- Automate
Balance ceiling and approvals
Keep your balance at or under an amount and sweep the rest to Savings. Big or unknown automated payments wait for you.
- Save
Savings
A separate Savings account on Arc, with its own Circle wallet. Withdraw back to your balance anytime.
- Assistant
Billy
Ask in plain words. Billy sends, requests, splits, swaps and bridges in the chat, with a confirm card before any money moves.
- Get paid
Instant alerts
Push alerts when USDC or EURC arrives, an in-app notification feed, filterable activity and search across it all.
Fewer thingsto think about.
One @paytag instead of a hex address. USDC, EURC and cirBTC, valued at live market prices. Arc, plus four chains you can bridge USDC to. And no gas token to buy: network fees on Arc are paid in USDC.
1
@paytag to share
3
Tokens counted in balance
5
Chains, Arc plus four
0
Gas tokens to buy
What it actually looks like.
The real app, the same screens you'll see after sign-in. Balances shown are sample data.
Send
Amount first, then who. An @paytag, a contact or an address, in USDC, EURC or any token you hold.
Payment threads
Every payment and request with one person, as a conversation.
Payments
Send, request, receive, scan, split a bill, schedule and bridge.
Automate
Savings, auto-save rules, recurring payments and a balance ceiling.
Just ask.
Billy moves money.
Glidepay's in-app AI assistant. Send, request, swap, bridge, and split bills conversationally. No taps through screens, no hunting for buttons. Every money move surfaces a confirm card before it executes. Slash commands for power users.
- "Split $60 with @fifi and @khadee"
- "Send $5 to @aisha"
- "Swap $10 to EURC"
- "How does Universal Receive work?"
Three steps. No seed phrase.
glidepay works like the payment apps you already use. The crypto parts happen underneath.
Step 1: Sign in with email or Google
A Circle smart account on Arc is created for you at first sign-in. No seed phrase, no browser extension, no keys to write down.
Step 2: Claim your @paytag
Your @paytag is how people pay you, instead of a long 0x address. In a hurry? Skip it and claim it later from Profile.
Step 3: Add money and pay anyone
Two ways to add money:
- Receive USDC or EURC on Arc from another wallet or an exchange that supports Arc. Your address and QR code are in Receive.
- Get paid by another glidepay user.
Then pay anyone by @paytag, contact, 0x address or QR.
Security by design.Keys never touch the app.
Transactions are signed server-side through Circle's wallet infrastructure. No keys or secrets live in the app, and nothing leaves your balance without your PIN or a rule you set up.
Keys stay with Circle
Your account is a Circle developer-controlled smart account. Circle holds the keys, and they are never shown in the app. There is no seed phrase to lose or leak.
A PIN for money out
Money going out needs your 6-digit PIN. It is stored hashed on the server and never sent to the app.
PIN reset checks your email
Forgot your PIN? Resetting it means re-verifying your email first.
Approvals on automations
Automated payments above an amount you set, or to someone who isn’t in your contacts, wait for your approval.
Scam tokens flagged
Look-alike “USDC” tokens are flagged Possible scam and hidden by default. Unknown tokens are labelled Unverified and never counted in your balance.
Closing takes your PIN
Closing your account needs your PIN and an empty balance, so nothing is left behind by mistake.
Payments on Arc are final. They can't be reversed, so check the @paytag or address on the confirm screen before you enter your PIN.
Fees, plainly.
No glidepay fee today. Here's what moving money on Arc, and off it, can cost.
- glidepay fee
None today
glidepay doesn’t currently charge a fee of its own on sends, requests, swaps, bridges or Savings.
- Payments on Arc
Arc network fee, paid in USDC
No separate gas token to buy or top up.
- Swaps
Market rate
USDC, EURC and cirBTC through Circle App Kit, with slippage capped at 3%.
- Bridging out
Network and bridge fees may apply
USDC from Arc to Base, Ethereum, Polygon or Arbitrum over CCTP V2.
- Universal ReceiveRolling out
glidepay covers source-chain gas
Minimum sweep: $10 from Ethereum, $1 from the other chains.
Circle's rails,from wallet to settlement.
glidepay is the app you tap. Underneath, Circle provides the wallets, the stablecoins, the chain they settle on, and the protocols that move them.
- The chainArc
- Circle’s Layer-1 blockchain for stablecoin payments. USDC is the gas, with sub-second finality.
- Your accountCircle Wallets
- Developer-controlled smart accounts. Circle holds the keys and signs server-side.
- DollarsUSDC
- Circle’s dollar stablecoin. What you hold, send, and pay network fees in.
- EurosEURC
- Circle’s euro stablecoin, valued at the market rate in your balance.
- Cross-chainCCTP V2
- Circle’s Cross-Chain Transfer Protocol. Moves native USDC between Arc and other chains.
- Swap and bridgeApp Kit
- Circle’s toolkit behind Swap and Bridge in the app.
No gas token.Real USDC.Live now.
Arc settles in USDC. No second token to acquire, hold, or budget for.
Move USDC from Arc to Base, Ethereum, Polygon or Arbitrum over CCTP V2. Universal Receive, the other direction, is rolling out.
Sign in, claim your @paytag, send your first $5. Real funds. Payments are final.
Get paid from other chains. Rolling out next.
Universal Receive gives you a deposit address on other chains. USDC sent there bridges to your Arc balance automatically over CCTP V2. It isn't live on any chain yet. Chains switch on one at a time, starting with Base, Arbitrum and Polygon, with Ethereum later.
BaseFirst
ArbitrumFirst
PolygonFirst
EthereumLater
One address per chain
Receive shows a separate deposit address for each chain once it's enabled. Senders use that address, not your @paytag.
Sent like a normal transfer
The sender uses any wallet that holds USDC on their chain. No bridge screens, nothing new to learn.
CCTP V2, never wrapped
USDC moves to Arc over Circle's CCTP V2 and arrives as native USDC in your balance. Never a wrapped copy.
Source-chain gas covered
glidepay covers the gas on the source chain, so you never need ETH or another gas token. Minimum sweep: $10 from Ethereum, $1 from the others.
How to
Get Started
Three doors in. Pick the one that fits.
FAQ
Have more questions?
Email support